Downtown Homes under $350,000

Welcome to Downtown, a vibrant and charming subdivision nestled in the heart of Georgia! This area is a delightful blend of urban convenience and southern charm, making it an ideal place for families, young professionals, and retirees alike. With its picturesque streets lined with historic architecture and modern amenities, Downtown offers a unique living experience that captures the essence of community.

One of the standout features of Downtown is its accessibility to a variety of homes priced under $350,000. This affordability allows buyers to find their dream home without breaking the bank. Whether you’re looking for a cozy bungalow, a modern townhouse, or a spacious condo, Downtown has something to suit every taste and lifestyle. Many of these homes boast updated interiors, charming outdoor spaces, and proximity to local parks, shops, and restaurants.

Living in Downtown means you’ll enjoy the best of both worlds: a lively urban atmosphere paired with the warmth of a close-knit community. Stroll through the local farmers’ market, dine at delightful eateries, or explore the eclectic shops that line the streets. With an array of cultural events and recreational activities, there’s always something happening to engage residents and foster connections.

If you’re searching for a place that combines affordability with a vibrant lifestyle, Downtown is the perfect destination. Discover your new home in this enchanting subdivision and experience the charm and excitement that Downtown Georgia has to offer!

Newest Downtown Homes under $350,000

$320,000

1 Beds ⋅ 2 Baths ⋅ 10868838 MLS

UPDATED AND UPGRADED BUNGALOW BRIMMING WITH COASTAL CHARM IN HISTORIC DOWNTOWN ST. MARYS! THIS MOVE-IN-READY HOME BLENDS CLASSIC CHARACTER WITH THOUGHTFUL MODERN UPDATES IN A LOCATION THAT'S HARD TO BEAT. STEP INSIDE TO BEAUTIFUL HARDWOOD FLOORS THROUGHOUT THE LIVING AREAS, WHERE THE INVITING FAMILY ROOM FEATURES A LARGE BUILT-IN BOOKCASE WITH WARM WOOD ACCENTS THAT ADD BOTH CHARACTER AND FUNCTIONALITY. THE STYLISH EAT-IN KITCHEN HAS BEEN BEAUTIFULLY UPDATED WITH NEW CABINETRY, QUARTZ COUNTERTOPS, AND A WINDOW ABOVE THE FARMHOUSE SINK THAT FILLS THE SPACE WITH NATURAL LIGHT. THE SPACIOUS BEDROOM FEATURES AN UPDATED EN SUITE BATH COMPLETE WITH A LARGE TILED WALK-IN SHOWER AND DOUBLE VANITY. AN ADDITIONAL ROOM, CURRENTLY USED AS AN OFFICE, WAS PREVIOUSLY A SECOND BEDROOM AND CAN EASILY BE CONVERTED BACK TO SUIT YOUR NEEDS. THE INDOOR LAUNDRY ROOM INCLUDES A BRAND-NEW WASHER AND DRYER, AND ADDITIONAL IMPROVEMENTS INCLUDE NEW WINDOWS AND UPDATED KNOCKDOWN CEILINGS THROUGHOUT. OUTDOOR LIVING IS JUST AS INVITING! RELAX ON THE SCREENED PORCH OVERLOOKING THE FENCED BACKYARD OR ENJOY THE OPEN DECK, PERFECT FOR GRILLING AND ENTERTAINING. THE PROPERTY ALSO INCLUDES A STORAGE OUTBUILDING AND SEPARATE WORKSHOP- BOTH WITH POWER- PROVIDING PLENTY OF SPACE FOR HOBBIES, PROJECTS, OR ADDITIONAL STORAGE. RV AND EV CHARGER HOOKUPS ARE ALREADY IN PLACE, WHILE THE IRRIGATION SYSTEM IS SUPPLIED BY A PRIVATE WELL TO HELP KEEP YOUR WATER BILL LOW. LOCATION IS KEY! ENJOY THE DOWNTOWN ST. MARYS LIFESTYLE WITH SHOPPING, RESTAURANTS, AND THE WATERFRONT PARK JUST A SHORT GOLF CART OR BIKE RIDE AWAY. BONUS- NO FLOOD INSURANCE REQUIRED AND NO HOA DUES TO PAY! WITH ITS COASTAL CHARM, EXTENSIVE UPDATES, FLEXIBLE LIVING SPACE, AND EXCEPTIONAL DOWNTOWN LOCATION, THIS HOME IS READY FOR ITS NEXT OWNER. EASY TO SHOW- MAKE AN APPOINTMENT FOR YOUR PRIVATE TOUR TODAY!

502 Margaret Street, St. Marys

$219,900

2 Beds ⋅ 2 Baths ⋅ 10846454 MLS

SELLER OFFERING $5K ANYWAY YOU WANT! THIS IS PERFECT FOR A RATE BUY DOWN OR TOWARDS CLOSING COSTS! Welcome to 1192 Pleasant Circle NW, where modern updates meet the charm and convenience of Downtown Conyers! This beautifully fully renovated and updated 2-bedroom, 1.5-bath bungalow offers a fresh, move-in-ready interior while maintaining the character of an established home. Situated on a desirable corner lot, the property features a private backyard with generous green space, perfect for relaxing, entertaining, gardening, or enjoying time outdoors. The location is a standout-tucked along a quiet residential street yet just a short walk from Downtown Conyers and Main Street, giving you convenient access to local dining, shopping, community events, and the historic downtown district. Easy access to I-20 also makes commuting toward Atlanta and surrounding areas convenient. Whether you're searching for a primary residence, downsizing opportunity, or investment property, this thoughtfully renovated home combines location, privacy, outdoor space, and updated living in one inviting package. Minutes from the heart of Downtown Conyers-come see what makes this home special!

1192 Pleasant Circle NW, Conyers

$219,000

3 Beds ⋅ 1 Baths ⋅ 10838806 MLS

Ideally positioned within 2 miles of Downtown Athens and UGA, this easy-living ranch is a true jewel in the rough, offering an exciting opportunity to restore its original character and return it to its prime. Inside, the open living room connects seamlessly with the bright, sunlit kitchen, offering ample counter space and a practical layout. Original hardwood floors extend through the living room and rear bedrooms, ready to be refinished and brought back to life. Just off the kitchen, a versatile space with a closet and direct access to the screened porch offers the flexibility to serve as a third bedroom or secondary living space. Spanning the rear of the home, two additional bedrooms flank a full bathroom. Outside, the low-maintenance .32-acre lot is complemented by a rocking-chair front porch and a screened porch that adds year-round outdoor living options. With quick access to Loop 10, Sanford Stadium, Downtown Athens, and all the conveniences of this highly sought-after location, this is an ideal renovation project with the potential to transform a well-located classic into something truly special. This is an investment opportunity you do not want to miss.

1748 E Broad Street, Athens

$150,000

2 Beds ⋅ 1 Baths ⋅ 10836106 MLS

Welcome to this charming 1950s bungalow in the heart of Toccoa! This two-bedroom, one-bath home is full of character and has been thoughtfully updated over the years, offering the perfect blend of vintage charm and modern convenience. Located just past the elementary school, the home is also within walking distance of downtown Toccoa, shopping, churches, restaurants and more. Inside, the inviting family room flows seamlessly into the kitchen, creating a cozy and functional space for everyday living. The home has been carefully maintained while preserving the character that makes a 1950s bungalow so special. The bathroom has been recently renovated and features a beautiful tiled shower and new vanity. Just off the kitchen, you'll find an enclosed back porch with washer and dryer hookups, along with additional unfinished space that offers plenty of possibilities. Use it as a walk in pantry, additional bathroom, storage room, or finish it to fit your specific needs. Central HVAC provides year-round comfort, while the gas wall heater offers a reliable backup source of heat during cooler months. Whether you're a first-time buyer, looking to downsize, or searching for a home close to everything downtown Toccoa has to offer, this bungalow is ready to welcome you home!

504 N Pond Street, Toccoa

$279,000

4 Beds ⋅ 2 Baths ⋅ 10832969 MLS

Welcome to 105 Gunter Street, a charming 4-bedroom, 2-bath home offering 1,208 square feet in the highly desirable St. Marys Golf Cart District. Full of character and thoughtfully updated, this home offers an inviting layout designed for both everyday living and entertaining. The beautiful kitchen is truly the heart of the home, featuring crisp white cabinetry, quartz countertops, a farmhouse sink, gold hardware, a Cafe double oven that can be controlled remotely, Cafe dishwasher, oversized breakfast bar, and a walk-in pantry. The open design provides plenty of room to gather while maintaining the charm and personality that make this home stand out. Step through the double doors to the spacious screened porch, creating the perfect extension of the living space. Beyond it, the fully fenced backyard offers mature landscaping, multiple areas to relax or entertain, a 12x12 storage shed, and a dedicated concrete parking area with room for an RV, boat, or other recreational toys. Additional features include tile flooring throughout, updated bathrooms, a tankless water heater, and no HOA. Best of all, you're located in the Golf Cart District, just a golf cart ride from Downtown St. Marys, where you can enjoy the waterfront, restaurants, shops, and community events. 105 Gunter St offers the charm of downtown living with the space, storage, and functionality to enjoy the coastal St. Marys lifestyle. Please call listing agent for a private tour of this amazing home!

105 Gunter Street, St. Marys

$350,000

2 Beds ⋅ 2 Baths ⋅ 10829291 MLS

Calling all Georgia fans, savvy investors, short term rental hosts and discerning homebuyers seeking an exceptional opportunity in the beating heart of Downtown Athens! Welcome to your ultimate "Bulldawg Kingdom." Perfectly situated just steps from UGA's iconic North Campus, the historic Arches, and Sanford Stadium, this updated 2-bedroom, 1.5-bathroom fee-simple townhouse offers an enviable lifestyle where gameday parking hassles are a thing of the past. Simply walk right out your front door down College Avenue and straight into campus! Unlike typical condominium developments, this true fee-simple townhouse (zoned RM-2, not single family) means you own the land with no condo restrictions, owners can apply for commercial short term rental use and no HOA!, offering complete autonomy, a private front yard, and a spacious, fully fenced backyard with a newer privacy fence; a rare luxury in downtown living. Complete with two deeded parking spaces in the rear, this property delivers ultimate convenience whether utilized as a primary residence, lucrative rental investment, or premier weekend gameday retreat. Step through your private rear gate into a tranquil outdoor enclave. A covered back patio serves as the perfect spot for morning coffee or tailgate prepping, featuring direct access to a dedicated laundry room. Inside, the refreshed kitchen showcases newer rich wood-stained cabinetry, sleek stainless steel appliances, and updated double-pane windows equipped with clean 2" faux white blinds, which are featured throughout the entire residence. The main level boasts durable, stylish luxury vinyl plank (LVP) flooring and flows seamlessly from the bright dining area, which overlooks the covered porch through a large double-pane window, into a warm, spacious living room with a coat closet and easy access to the powder room. The powder room features beautifully preserved original vintage tile flooring, combining classic charm with modern updates. Upstairs, discover two generously sized, sunlit bedrooms, each outfitted with updated double-pane windows, alongside a convenient hallway linen closet. The fully updated main bath features a stylish vanity and a pristine tiled shower/tub combo. The surrounding neighborhood is experiencing unprecedented growth. Directly across your private front yard, the North Downtown Project is transforming 12 acres into a vibrant district featuring over 500 residential units, ground-floor restaurants and shops, public green spaces, and an outdoor amphitheater. Step out your back gate to the Lyndon House Arts Center, or enjoy Lay Park's public pool, tennis courts, and indoor gym next door. Nearby construction on Hub Athens Dougherty will add another 16,000 sq ft of retail and a public plaza. Move-in ready with unmatched privacy and location, schedule your private showing today and claim your piece of Athens!

876 College Avenue, Athens

$149,900

1 Beds ⋅ 1 Baths ⋅ 10800528 MLS

Prime location to build your dream home or vacation rental property - Nestled in the historical district of downtown St. Marys on a dead end street ending on the marsh! Structure on property is a tear down or total renovation & shall be sold as-is. Could make an excellent tiny house. Just two blocks to the waterfront park. There is a newly built boat dock/Marina just two blocks away where you can dock your boat or just sit on the docks for a peaceful evening view of the St Mays river. The city planed Hilton Hotel is positioned next to the marina docks making the location unbeatable. Walk or take a golf cart to the shops & restaurants or hop on the ferry to Cumberland Island & relax on the pristine beaches. House next door also listed for sale! Could be possible to purchase lot next door with this lot as a package.

208 E Weed Street, St. Marys

$199,900

2 Beds ⋅ 2 Baths ⋅ 10794102 MLS

This cozy bungalow sits just steps from the Historic Covington Square, placing you within easy walking distance of all the dining, shopping, and charm downtown Covington is known for. A wide front porch made for relaxing welcomes you home, offering the perfect spot for morning coffee or evening unwinding. Inside, the home features two bedrooms, two full bathrooms, a bonus room, a laundry/utility room, and a bright eat-in kitchen that feels warm and inviting. The layout is efficient yet comfortable, blending classic bungalow character and a warm, updated interior. Out back, the fenced, level yard provides privacy, play space, and room for pets or gardening. This move-in-ready downtown gem offers the ideal mix of charm, updates, and walkability - appealing to both owner-occupants and investors. Its prime location near the Square also makes it an excellent short-term rental opportunity.

3149 Thompson Avenue SE, Covington

$199,900

2 Beds ⋅ 2 Baths ⋅ 7776281 MLS

This cozy bungalow sits just steps from the Historic Covington Square, placing you within easy walking distance of all the dining, shopping, and charm downtown Covington is known for. A wide front porch made for relaxing welcomes you home, offering the perfect spot for morning coffee or evening unwinding. Inside, the home features two bedrooms, two full bathrooms, a bonus room, a laundry/utility room, and a bright eat-in kitchen that feels warm and inviting. The layout is efficient yet comfortable, blending classic bungalow character and a warm, updated interior. Out back, the fenced, level yard provides privacy, play space, and room for pets or gardening. This move-in-ready downtown gem offers the ideal mix of charm, updates, and walkability — appealing to both owner-occupants and investors. Its prime location near the Square also makes it an excellent short-term rental opportunity.

3149 Thompson Se Avenue, Covington

$350,000

10774175 MLS

Turnkey, fully occupied income-producing duplex with an unbeatable location just three blocks from Adamson Square in downtown Carrollton. This well-maintained property offers immediate cash flow with strong in-place occupancy and major capital improvements already completed, including a new roof and new HVAC systems. Both units feature two-bedroom, one-bathroom floorplans with functional layouts and durable, low-maintenance finishes designed for long-term rental stability. Positioned within walking distance to downtown dining, retail, entertainment, and the Carrollton GreenBelt, the property benefits from one of the strongest rental locations in the market. With stabilized occupancy, minimal deferred maintenance, and true walkability to downtown Carrollton, this is a rare opportunity to acquire a turnkey asset in a highly desirable corridor!

129 Rhudy Street, Carrollton

Start Your Search

board logo Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please click here to review our DMCA policy and learn how to submit a takedown request. © 2026 FMLS. Last updated